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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,482 | $160,070-19.1% | $147,117-12.0% | $145,897-11.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.62% | 98.69%-87.1pp | 420.54%-408.9pp | 552.29%-540.7pp |
| Employer contribution / active EE | $1,551 | $5,285-70.7% | $4,932-68.6% | $4,663-66.7% |
| Participant deferral / active EE | $9,182 | $8,419+9.1% | $8,065+13.9% | $6,689+37.3% |
| Admin fee / account holder | $18,193 | $15,035+21.0% | $12,993+40.0% | $13,390+35.9% |