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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,878 | $86,922+26.4% | $102,438+7.3% | $80,874+35.9% |
| Participation rate | 76.8% | 72.4%+4.4pp | 76.5%+0.3pp | 67.6%+9.1pp |
| Annual return | 11.76% | 18.90%-7.1pp | 29.37%-17.6pp | 35.62%-23.9pp |
| Employer contribution / active EE | $4,464 | $2,369+88.4% | $3,024+47.6% | $2,756+62.0% |
| Participant deferral / active EE | $1,363 | $4,119-66.9% | $5,054-73.0% | $4,297-68.3% |
| Admin fee / account holder | $474 | $8,050-94.1% | $9,448-95.0% | $6,935-93.2% |