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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,428 | $149,040-71.5% | $120,225-64.7% | $137,256-69.1% |
| Participation rate | 20.0% | 75.4%-55.4pp | 69.6%-49.6pp | 80.0%-60.0pp |
| Annual return | 21.37% | 605.68%-584.3pp | 439.23%-417.9pp | 220.34%-199.0pp |
| Employer contribution / active EE | $336 | $4,350-92.3% | $3,475-90.3% | $4,156-91.9% |
| Participant deferral / active EE | $2,366 | $4,655-49.2% | $3,999-40.8% | $6,407-63.1% |
| Admin fee / account holder | $145 | $6,348-97.7% | $5,696-97.5% | $12,270-98.8% |