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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,827 | $169,356-85.9% | $129,406-81.6% | $145,897-83.7% |
| Participation rate | 18.2% | 76.5%-58.3pp | 69.6%-51.5pp | 80.3%-62.1pp |
| Annual return | 16.26% | 14418.62%-14402.4pp | 9468.18%-9451.9pp | 552.29%-536.0pp |
| Employer contribution / active EE | $273 | $5,542-95.1% | $4,155-93.4% | $4,663-94.1% |
| Participant deferral / active EE | $1,832 | $4,987-63.3% | $4,167-56.0% | $6,689-72.6% |
| Admin fee / account holder | $77 | $9,915-99.2% | $7,689-99.0% | $13,390-99.4% |