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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,684 | $67,894+21.8% | $89,340-7.5% | $82,448+0.3% |
| Participation rate | 83.9% | 64.0%+19.8pp | 69.6%+14.3pp | 68.1%+15.8pp |
| Annual return | 16.49% | 19.21%-2.7pp | 20.57%-4.1pp | 41.64%-25.1pp |
| Employer contribution / active EE | $3,129 | $1,828+71.2% | $2,231+40.2% | $2,551+22.6% |
| Participant deferral / active EE | $8,475 | $3,072+175.9% | $3,823+121.7% | $4,139+104.8% |
| Admin fee / account holder | $2,657 | $5,723-53.6% | $6,704-60.4% | $7,234-63.3% |