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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,555 | $159,978+22.9% | $147,041+33.7% | $145,978+34.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.01% | 98.36%-89.4pp | 419.21%-410.2pp | 550.52%-541.5pp |
| Employer contribution / active EE | $4,548 | $5,288-14.0% | $4,935-7.8% | $4,662-2.4% |
| Participant deferral / active EE | $6,224 | $8,429-26.2% | $8,071-22.9% | $6,690-7.0% |
| Admin fee / account holder | $6,187 | $15,053-58.9% | $13,006-52.4% | $13,400-53.8% |