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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,555 | $160,070+22.8% | $147,117+33.6% | $145,897+34.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.01% | 98.69%-89.7pp | 420.54%-411.5pp | 552.29%-543.3pp |
| Employer contribution / active EE | $4,548 | $5,285-13.9% | $4,932-7.8% | $4,663-2.5% |
| Participant deferral / active EE | $6,224 | $8,419-26.1% | $8,065-22.8% | $6,689-7.0% |
| Admin fee / account holder | $6,187 | $15,035-58.8% | $12,993-52.4% | $13,390-53.8% |