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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,498 | $125,237+183.1% | $105,608+235.7% | $145,877+143.0% |
| Participation rate | 88.9% | 77.7%+11.2pp | 75.3%+13.6pp | 80.3%+8.6pp |
| Annual return | 13.40% | 225.76%-212.4pp | 116.50%-103.1pp | 551.28%-537.9pp |
| Employer contribution / active EE | $2,126 | $3,720-42.8% | $3,167-32.9% | $4,663-54.4% |
| Participant deferral / active EE | $10,476 | $5,711+83.4% | $5,010+109.1% | $6,691+56.6% |
| Admin fee / account holder | $2,374 | $17,287-86.3% | $11,028-78.5% | $13,402-82.3% |