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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,289 | $132,634+231.2% | $115,768+279.5% | $137,256+220.1% |
| Participation rate | 84.2% | 77.9%+6.3pp | 74.4%+9.8pp | 80.0%+4.3pp |
| Annual return | 14.66% | 160.70%-146.0pp | 100.46%-85.8pp | 220.34%-205.7pp |
| Employer contribution / active EE | $2,049 | $3,360-39.0% | $2,940-30.3% | $4,156-50.7% |
| Participant deferral / active EE | $10,252 | $5,619+82.5% | $4,917+108.5% | $6,407+60.0% |
| Admin fee / account holder | $7,229 | $15,028-51.9% | $12,439-41.9% | $12,270-41.1% |