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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,498 | $125,190+183.2% | $105,624+235.6% | $145,897+143.0% |
| Participation rate | 88.9% | 77.6%+11.3pp | 75.3%+13.6pp | 80.3%+8.6pp |
| Annual return | 13.40% | 225.22%-211.8pp | 116.20%-102.8pp | 552.29%-538.9pp |
| Employer contribution / active EE | $2,126 | $3,720-42.8% | $3,168-32.9% | $4,663-54.4% |
| Participant deferral / active EE | $10,476 | $5,716+83.3% | $5,013+109.0% | $6,689+56.6% |
| Admin fee / account holder | $2,374 | $17,138-86.1% | $10,961-78.3% | $13,390-82.3% |