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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,702 | $81,358-66.0% | $155,556-82.2% | $80,959-65.8% |
| Participation rate | 42.6% | 66.3%-23.7pp | 78.2%-35.6pp | 67.7%-25.1pp |
| Annual return | 12.55% | 33.39%-20.8pp | 64.84%-52.3pp | 35.67%-23.1pp |
| Employer contribution / active EE | $591 | $3,106-81.0% | $4,675-87.4% | $2,757-78.6% |
| Participant deferral / active EE | $1,350 | $3,455-60.9% | $5,631-76.0% | $4,300-68.6% |
| Admin fee / account holder | $108,226 | $7,994+1253.9% | $15,885+581.3% | $6,925+1462.8% |