Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,069 | $110,137-4.6% | $161,149-34.8% | $82,637+27.1% |
| Participation rate | 57.6% | 72.4%-14.7pp | 78.8%-21.2pp | 68.1%-10.4pp |
| Annual return | 14.02% | 20.69%-6.7pp | 21.16%-7.1pp | 53.51%-39.5pp |
| Employer contribution / active EE | $542 | $2,856-81.0% | $4,360-87.6% | $2,552-78.8% |
| Participant deferral / active EE | $3,063 | $4,575-33.0% | $6,153-50.2% | $4,126-25.8% |
| Admin fee / account holder | $12,074 | $9,467+27.5% | $15,194-20.5% | $7,339+64.5% |