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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,103 | $86,938+106.0% | $102,423+74.9% | $80,925+121.3% |
| Participation rate | 97.0% | 72.4%+24.6pp | 76.5%+20.5pp | 67.7%+29.3pp |
| Annual return | 7.95% | 18.89%-10.9pp | 29.42%-21.5pp | 35.65%-27.7pp |
| Employer contribution / active EE | $4,145 | $2,369+75.0% | $3,023+37.1% | $2,756+50.4% |
| Participant deferral / active EE | $4,431 | $4,120+7.5% | $5,054-12.3% | $4,299+3.1% |
| Admin fee / account holder | $22,280 | $8,053+176.7% | $9,455+135.7% | $6,940+221.0% |