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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,119 | $95,453+63.6% | $112,040+39.3% | $82,448+89.4% |
| Participation rate | 91.2% | 72.8%+18.4pp | 76.5%+14.7pp | 68.1%+23.1pp |
| Annual return | 11.76% | 23.92%-12.2pp | 24.52%-12.8pp | 41.64%-29.9pp |
| Employer contribution / active EE | $1,729 | $2,318-25.4% | $2,954-41.5% | $2,551-32.2% |
| Participant deferral / active EE | $4,482 | $4,224+6.1% | $5,098-12.1% | $4,139+8.3% |
| Admin fee / account holder | $53,525 | $9,013+493.8% | $12,098+342.4% | $7,234+639.9% |