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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $49,513 |
Filed as: WELLTH ADVISORY SERVICES, LLC Service code 27 · EIN 99-2539506 | Advisory (Plan) | $20,515 |
Filed as: HOLTHOUSE, CARLIN VAN TRIGT LLP Service code 10 · EIN 95-4345526 | Accounting | $10,921 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,805 | $80,705-32.1% | $115,768-52.7% | $67,986-19.4% |
| Participation rate | 65.1% | 63.0%+2.2pp | 74.4%-9.2pp | 57.2%+7.9pp |
| Annual return | 12.98% | 18.49%-5.5pp | 100.46%-87.5pp | 31.67%-18.7pp |
| Employer contribution / active EE | $224 | $2,046-89.0% | $2,940-92.4% | $2,019-88.9% |
| Participant deferral / active EE | $2,467 | $3,559-30.7% | $4,917-49.8% | $3,358-26.5% |
| Admin fee / account holder | $291 | $4,135-93.0% | $12,439-97.7% | $3,203-90.9% |