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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,562 | $117,846-26.5% | $102,434-15.5% | $145,884-40.7% |
| Participation rate | 94.4% | 78.6%+15.8pp | 76.5%+17.9pp | 80.3%+14.1pp |
| Annual return | 8.74% | 31.90%-23.2pp | 29.46%-20.7pp | 551.85%-543.1pp |
| Employer contribution / active EE | $6,109 | $3,615+69.0% | $3,023+102.1% | $4,662+31.0% |
| Participant deferral / active EE | $2,183 | $5,733-61.9% | $5,055-56.8% | $6,690-67.4% |
| Admin fee / account holder | $16,486 | $13,356+23.4% | $9,462+74.2% | $13,392+23.1% |