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| Provider | Service type | Compensation |
|---|---|---|
CORIENT PRIVATE WEALTH LLC2 years Service code 26 · EIN 88-0967642 | Advisory (Participants) | $97,457 |
JACOBS & COMPANY5 years Filed as: JACOBS & COMPANY LLC Service code 26 · EIN 94-3056301 | Advisory (Participants) | $42,339 |
RG FINANCIAL LLC4 years Service code 26 · EIN 47-5419252 | Advisory (Participants) | $24,709 |
REBALANCE LLC6 years Service code 26 · EIN 45-2585894 | Advisory (Participants) | $14,260 |
CHARLES SCHWAB & CO., INC.6 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $8,918 |
CHARLES SCHWAB & CO., INC.6 years Filed as: CHARLES SCHWAB & CO.,INC Service code 33 · EIN 94-1737782 | Securities brokerage; Float revenue; ... | $1,610 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $546,182 | $55,470+884.6% | $155,556+251.1% | $74,478+633.3% |
| Participation rate | 91.8% | 61.9%+29.9pp | 78.2%+13.6pp | 67.2%+24.6pp |
| Annual return | -2.77% | 269.80%-272.6pp | 64.84%-67.6pp | 1370.56%-1373.3pp |
| Employer contribution / active EE | $17,994 | $2,267+693.9% | $4,675+284.9% | $2,626+585.2% |
| Participant deferral / active EE | $6,512 | $2,838+129.5% | $5,631+15.7% | $4,350+49.7% |
| Admin fee / account holder | $964 | $1,744-44.7% | $15,885-93.9% | $1,946-50.4% |