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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,821 | $63,773-21.9% | $81,286-38.7% | $80,925-38.4% |
| Participation rate | 84.2% | 63.9%+20.3pp | 69.5%+14.7pp | 67.7%+16.6pp |
| Annual return | 7.06% | 16.37%-9.3pp | 24.80%-17.7pp | 35.65%-28.6pp |
| Employer contribution / active EE | $2,567 | $1,979+29.7% | $2,463+4.2% | $2,756-6.9% |
| Participant deferral / active EE | $4,773 | $3,093+54.3% | $3,883+22.9% | $4,299+11.0% |
| Admin fee / account holder | $23,297 | $5,682+310.0% | $5,764+304.2% | $6,940+235.7% |