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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,943 | $67,894-11.7% | $89,340-32.9% | $82,448-27.3% |
| Participation rate | 90.0% | 64.0%+26.0pp | 69.6%+20.4pp | 68.1%+21.9pp |
| Annual return | 12.89% | 19.21%-6.3pp | 20.57%-7.7pp | 41.64%-28.7pp |
| Employer contribution / active EE | $938 | $1,828-48.7% | $2,231-57.9% | $2,551-63.2% |
| Participant deferral / active EE | $3,278 | $3,072+6.7% | $3,823-14.3% | $4,139-20.8% |
| Admin fee / account holder | $3,704 | $5,723-35.3% | $6,704-44.7% | $7,234-48.8% |