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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,821 | $63,845-22.0% | $81,370-38.8% | $80,959-38.5% |
| Participation rate | 84.2% | 63.9%+20.3pp | 69.5%+14.7pp | 67.7%+16.5pp |
| Annual return | 7.06% | 16.37%-9.3pp | 24.85%-17.8pp | 35.67%-28.6pp |
| Employer contribution / active EE | $2,567 | $1,980+29.7% | $2,464+4.2% | $2,757-6.9% |
| Participant deferral / active EE | $4,773 | $3,093+54.3% | $3,885+22.8% | $4,300+11.0% |
| Admin fee / account holder | $23,297 | $5,688+309.6% | $5,749+305.2% | $6,925+236.4% |