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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,394 | $88,672-39.8% | $105,223-49.3% | $82,448-35.2% |
| Participation rate | 96.0% | 67.9%+28.1pp | 75.0%+21.0pp | 68.1%+27.9pp |
| Annual return | 11.39% | 30.86%-19.5pp | 180.65%-169.3pp | 41.64%-30.3pp |
| Employer contribution / active EE | $6,122 | $3,048+100.9% | $3,689+66.0% | $2,551+140.0% |
| Participant deferral / active EE | $4,545 | $4,036+12.6% | $5,072-10.4% | $4,139+9.8% |
| Admin fee / account holder | $1,401 | $7,146-80.4% | $8,859-84.2% | $7,234-80.6% |