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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $935,270 | $196,972+374.8% | $182,262+413.1% | $198,609+370.9% |
| Participation rate | 92.3% | 85.7%+6.6pp | 84.2%+8.1pp | 82.4%+9.9pp |
| Annual return | 5.99% | 158.27%-152.3pp | 140.60%-134.6pp | 202.70%-196.7pp |
| Employer contribution / active EE | $0 | $5,364-100.0% | $5,046-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $14,677 | $8,643+69.8% | $8,276+77.3% | $6,977+110.4% |
| Admin fee / account holder | $101,379 | $18,429+450.1% | $16,712+506.6% | $19,030+432.7% |