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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,700 | $95,453-35.4% | $112,040-44.9% | $82,448-25.2% |
| Participation rate | 53.7% | 72.8%-19.1pp | 76.5%-22.8pp | 68.1%-14.4pp |
| Annual return | 14.34% | 23.92%-9.6pp | 24.52%-10.2pp | 41.64%-27.3pp |
| Employer contribution / active EE | $991 | $2,318-57.2% | $2,954-66.5% | $2,551-61.2% |
| Participant deferral / active EE | $2,390 | $4,224-43.4% | $5,098-53.1% | $4,139-42.3% |
| Admin fee / account holder | $2,456 | $9,013-72.8% | $12,098-79.7% | $7,234-66.1% |