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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,006 | $81,504+26.4% | $102,437+0.6% | $80,959+27.2% |
| Participation rate | 48.0% | 66.9%-18.9pp | 74.5%-26.5pp | 67.7%-19.7pp |
| Annual return | 12.79% | 25.60%-12.8pp | 24.95%-12.2pp | 35.67%-22.9pp |
| Employer contribution / active EE | $4,717 | $3,104+52.0% | $3,871+21.9% | $2,757+71.1% |
| Participant deferral / active EE | $2,398 | $3,871-38.0% | $5,060-52.6% | $4,300-44.2% |
| Admin fee / account holder | $9,611 | $6,719+43.0% | $8,388+14.6% | $6,925+38.8% |