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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,955 | $57,073+104.9% | $85,126+37.4% | $80,925+44.5% |
| Participation rate | 86.5% | 56.4%+30.1pp | 67.5%+19.0pp | 67.7%+18.9pp |
| Annual return | 13.41% | 21.69%-8.3pp | 66.63%-53.2pp | 35.65%-22.2pp |
| Employer contribution / active EE | $3,974 | $1,801+120.7% | $2,731+45.5% | $2,756+44.2% |
| Participant deferral / active EE | $8,718 | $3,113+180.0% | $4,523+92.7% | $4,299+102.8% |
| Admin fee / account holder | $16,042 | $4,988+221.6% | $6,160+160.4% | $6,940+131.2% |