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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,955 | $57,140+104.7% | $85,240+37.2% | $80,959+44.5% |
| Participation rate | 86.5% | 56.4%+30.1pp | 67.5%+19.0pp | 67.7%+18.8pp |
| Annual return | 13.41% | 21.71%-8.3pp | 66.75%-53.3pp | 35.67%-22.3pp |
| Employer contribution / active EE | $3,974 | $1,802+120.6% | $2,735+45.3% | $2,757+44.1% |
| Participant deferral / active EE | $8,718 | $3,115+179.8% | $4,527+92.6% | $4,300+102.7% |
| Admin fee / account holder | $16,042 | $4,992+221.4% | $6,165+160.2% | $6,925+131.6% |