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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,263 | $79,223+68.2% | $102,460+30.1% | $74,478+78.9% |
| Participation rate | 71.4% | 74.8%-3.3pp | 76.5%-5.1pp | 67.2%+4.2pp |
| Annual return | 11.70% | 54.98%-43.3pp | 29.47%-17.8pp | 1370.56%-1358.9pp |
| Employer contribution / active EE | $796 | $2,363-66.3% | $3,025-73.7% | $2,626-69.7% |
| Participant deferral / active EE | $6,381 | $4,417+44.4% | $5,056+26.2% | $4,350+46.7% |
| Admin fee / account holder | $17,644 | $2,003+780.8% | $9,460+86.5% | $1,946+806.8% |