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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,040 | $90,614+135.1% | $76,089+180.0% | $145,877+46.0% |
| Participation rate | 64.3% | 74.5%-10.2pp | 69.1%-4.8pp | 80.3%-16.0pp |
| Annual return | 14.57% | 623.80%-609.2pp | 360.94%-346.4pp | 551.28%-536.7pp |
| Employer contribution / active EE | $1,629 | $3,324-51.0% | $2,690-39.5% | $4,663-65.1% |
| Participant deferral / active EE | $4,064 | $5,168-21.4% | $4,259-4.6% | $6,691-39.3% |
| Admin fee / account holder | $21,346 | $8,376+154.8% | $6,418+232.6% | $13,402+59.3% |