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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,567 | $51,638+325.2% | $68,368+221.2% | $82,448+166.3% |
| Participation rate | 45.5% | 63.6%-18.2pp | 73.8%-28.3pp | 68.1%-22.6pp |
| Annual return | 14.05% | 37.53%-23.5pp | 292.57%-278.5pp | 41.64%-27.6pp |
| Employer contribution / active EE | $1,488 | $2,047-27.3% | $2,649-43.8% | $2,551-41.7% |
| Participant deferral / active EE | $3,182 | $2,914+9.2% | $4,123-22.8% | $4,139-23.1% |
| Admin fee / account holder | $12,452 | $4,643+168.2% | $5,150+141.8% | $7,234+72.1% |