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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,604 | $95,453+53.6% | $112,040+30.8% | $82,448+77.8% |
| Participation rate | 92.4% | 72.8%+19.6pp | 76.5%+15.9pp | 68.1%+24.3pp |
| Annual return | 15.82% | 23.92%-8.1pp | 24.52%-8.7pp | 41.64%-25.8pp |
| Employer contribution / active EE | $10,224 | $2,318+341.1% | $2,954+246.1% | $2,551+300.8% |
| Participant deferral / active EE | $8,594 | $4,224+103.5% | $5,098+68.6% | $4,139+107.6% |
| Admin fee / account holder | $22,207 | $9,013+146.4% | $12,098+83.6% | $7,234+207.0% |