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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,471 | $210,510-8.6% | $153,500+25.4% | $145,877+31.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 11.04% | 13.45%-2.4pp | 15.70%-4.7pp | 551.28%-540.2pp |
| Employer contribution / active EE | $12,962 | $6,052+114.2% | $5,039+157.2% | $4,663+178.0% |
| Participant deferral / active EE | $10,172 | $7,974+27.6% | $6,756+50.6% | $6,691+52.0% |
| Admin fee / account holder | $666 | $19,455-96.6% | $12,736-94.8% | $13,402-95.0% |