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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,471 | $210,991-8.8% | $153,741+25.2% | $145,897+31.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 11.04% | 13.46%-2.4pp | 15.71%-4.7pp | 552.29%-541.2pp |
| Employer contribution / active EE | $12,962 | $6,057+114.0% | $5,042+157.1% | $4,663+178.0% |
| Participant deferral / active EE | $10,172 | $7,979+27.5% | $6,757+50.5% | $6,689+52.1% |
| Admin fee / account holder | $666 | $19,490-96.6% | $12,749-94.8% | $13,390-95.0% |