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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,134 | $87,132-8.0% | $105,624-24.1% | $80,959-1.0% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 12.37% | 17.03%-4.7pp | 116.20%-103.8pp | 35.67%-23.3pp |
| Employer contribution / active EE | $6,796 | $2,397+183.5% | $3,168+114.5% | $2,757+146.5% |
| Participant deferral / active EE | $5,041 | $3,985+26.5% | $5,013+0.6% | $4,300+17.2% |
| Admin fee / account holder | $2,293 | $8,449-72.9% | $10,961-79.1% | $6,925-66.9% |