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| Provider | Service type | Compensation |
|---|---|---|
SAGEVIEW ADVISORY GROUP, LLC8 years Service code 27 1920 MAIN ST STE 800 · IRVINE, CA 92614 | Advisory (Plan) | $31,708 |
AMERICAN FUNDS6 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $1,875 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,584 | $78,562+7.7% | $105,608-19.9% | $74,429+13.6% |
| Participation rate | 81.9% | 72.8%+9.1pp | 75.3%+6.6pp | 67.2%+14.7pp |
| Annual return | 14.67% | 15.94%-1.3pp | 116.50%-101.8pp | 1368.38%-1353.7pp |
| Employer contribution / active EE | $0 | $2,521-100.0% | $3,167-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $4,275 | $4,321-1.1% | $5,010-14.7% | $4,348-1.7% |
| Admin fee / account holder | $204 | $2,217-90.8% | $11,028-98.2% | $1,944-89.5% |