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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,395 | $68,880+38.5% | $120,580-20.9% | $80,959+17.8% |
| Participation rate | 72.5% | 61.7%+10.8pp | 72.0%+0.6pp | 67.7%+4.9pp |
| Annual return | 12.98% | 23.68%-10.7pp | 107.48%-94.5pp | 35.67%-22.7pp |
| Employer contribution / active EE | $1,819 | $2,066-11.9% | $3,469-47.6% | $2,757-34.0% |
| Participant deferral / active EE | $5,649 | $3,191+77.0% | $4,995+13.1% | $4,300+31.4% |
| Admin fee / account holder | $2,602 | $5,785-55.0% | $9,418-72.4% | $6,925-62.4% |