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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,395 | $68,852+38.6% | $120,524-20.9% | $80,925+17.9% |
| Participation rate | 72.5% | 61.6%+10.9pp | 71.9%+0.6pp | 67.7%+4.9pp |
| Annual return | 12.98% | 23.67%-10.7pp | 107.36%-94.4pp | 35.65%-22.7pp |
| Employer contribution / active EE | $1,819 | $2,063-11.8% | $3,469-47.6% | $2,756-34.0% |
| Participant deferral / active EE | $5,649 | $3,187+77.3% | $4,994+13.1% | $4,299+31.4% |
| Admin fee / account holder | $2,602 | $5,781-55.0% | $9,440-72.4% | $6,940-62.5% |