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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,241 | $106,864+28.4% | $147,318-6.8% | $82,637+66.1% |
| Participation rate | 86.3% | 75.5%+10.8pp | 82.1%+4.2pp | 68.1%+18.2pp |
| Annual return | 13.50% | 27.49%-14.0pp | 70.43%-56.9pp | 53.51%-40.0pp |
| Employer contribution / active EE | $4,063 | $3,417+18.9% | $4,593-11.5% | $2,552+59.2% |
| Participant deferral / active EE | $9,725 | $6,496+49.7% | $7,906+23.0% | $4,126+135.7% |
| Admin fee / account holder | $15,410 | $8,415+83.1% | $13,708+12.4% | $7,339+110.0% |