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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,241 | $106,524+28.8% | $152,301-9.9% | $87,485+56.9% |
| Participation rate | 86.3% | 75.8%+10.5pp | 82.4%+3.8pp | 68.9%+17.3pp |
| Annual return | 13.50% | 26.89%-13.4pp | 80.50%-67.0pp | 26.06%-12.6pp |
| Employer contribution / active EE | $4,063 | $3,371+20.5% | $4,624-12.1% | $2,596+56.5% |
| Participant deferral / active EE | $9,725 | $6,525+49.0% | $8,004+21.5% | $4,274+127.6% |
| Admin fee / account holder | $15,410 | $8,287+86.0% | $14,398+7.0% | $7,775+98.2% |