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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,195 | $101,763-12.3% | $164,866-45.9% | $80,874+10.3% |
| Participation rate | 93.1% | 71.8%+21.3pp | 78.6%+14.5pp | 67.6%+25.5pp |
| Annual return | 12.20% | 16.73%-4.5pp | 69.97%-57.8pp | 35.62%-23.4pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,343-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $4,737 | $4,477+5.8% | $6,033-21.5% | $4,297+10.2% |
| Admin fee / account holder | $3,888 | $8,228-52.8% | $12,689-69.4% | $6,935-43.9% |