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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $670,212 | $275,752+143.0% | $256,809+161.0% | $198,609+237.5% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 10.52% | 34.81%-24.3pp | 32.73%-22.2pp | 202.70%-192.2pp |
| Employer contribution / active EE | $8,331 | $7,721+7.9% | $7,263+14.7% | $5,055+64.8% |
| Participant deferral / active EE | $12,746 | $10,037+27.0% | $9,520+33.9% | $6,977+82.7% |
| Admin fee / account holder | $55,887 | $25,716+117.3% | $25,146+122.2% | $19,030+193.7% |