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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,685 | $72,607+194.3% | $90,259+136.7% | $87,485+144.3% |
| Participation rate | 92.3% | 64.8%+27.5pp | 70.7%+21.6pp | 68.9%+23.4pp |
| Annual return | 20.62% | 18.59%+2.0pp | 18.88%+1.7pp | 26.06%-5.4pp |
| Employer contribution / active EE | $7,098 | $1,919+269.8% | $2,291+209.8% | $2,596+173.4% |
| Participant deferral / active EE | $4,329 | $3,055+41.7% | $3,827+13.1% | $4,274+1.3% |
| Admin fee / account holder | $8,834 | $5,947+48.5% | $7,267+21.6% | $7,775+13.6% |