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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,357 | $63,809+181.1% | $81,353+120.5% | $80,935+121.6% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | 11.78% | 16.37%-4.6pp | 24.82%-13.0pp | 35.66%-23.9pp |
| Employer contribution / active EE | $6,322 | $1,981+219.2% | $2,464+156.6% | $2,757+129.3% |
| Participant deferral / active EE | $3,669 | $3,093+18.6% | $3,885-5.5% | $4,299-14.7% |
| Admin fee / account holder | $6,713 | $5,686+18.1% | $5,766+16.4% | $6,924-3.0% |