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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,392 | $76,834+16.3% | $108,359-17.5% | $87,485+2.2% |
| Participation rate | 85.9% | 61.7%+24.2pp | 70.1%+15.8pp | 68.9%+17.0pp |
| Annual return | 10.33% | 19.09%-8.8pp | 36.89%-26.6pp | 26.06%-15.7pp |
| Employer contribution / active EE | $830 | $1,556-46.7% | $2,399-65.4% | $2,596-68.0% |
| Participant deferral / active EE | $2,123 | $3,100-31.5% | $4,137-48.7% | $4,274-50.3% |
| Admin fee / account holder | $14,398 | $6,537+120.3% | $9,741+47.8% | $7,775+85.2% |