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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,392 | $73,787+21.1% | $98,716-9.4% | $82,448+8.4% |
| Participation rate | 85.9% | 61.4%+24.5pp | 69.3%+16.6pp | 68.1%+17.8pp |
| Annual return | 10.33% | 18.57%-8.2pp | 31.81%-21.5pp | 41.64%-31.3pp |
| Employer contribution / active EE | $830 | $1,511-45.1% | $2,279-63.6% | $2,551-67.5% |
| Participant deferral / active EE | $2,123 | $3,081-31.1% | $4,048-47.6% | $4,139-48.7% |
| Admin fee / account holder | $14,398 | $6,500+121.5% | $8,703+65.4% | $7,234+99.0% |