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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,088 | $71,230+37.7% | $93,727+4.7% | $80,959+21.2% |
| Participation rate | 84.8% | 60.4%+24.5pp | 68.7%+16.1pp | 67.7%+17.2pp |
| Annual return | 5.82% | 11.26%-5.4pp | 133.83%-128.0pp | 35.67%-29.8pp |
| Employer contribution / active EE | $1,160 | $1,565-25.9% | $2,421-52.1% | $2,757-57.9% |
| Participant deferral / active EE | $1,981 | $4,037-50.9% | $4,417-55.2% | $4,300-53.9% |
| Admin fee / account holder | $9,229 | $6,961+32.6% | $8,292+11.3% | $6,925+33.3% |