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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,504 | $201,264-46.6% | $184,185-41.6% | $145,978-26.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 2.99% | 29.00%-26.0pp | 28.81%-25.8pp | 550.52%-547.5pp |
| Employer contribution / active EE | $3,948 | $7,021-43.8% | $6,426-38.6% | $4,662-15.3% |
| Participant deferral / active EE | $12,000 | $9,806+22.4% | $9,132+31.4% | $6,690+79.4% |
| Admin fee / account holder | $4,560 | $16,376-72.2% | $13,909-67.2% | $13,400-66.0% |