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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,192 | $83,898+58.8% | $133,346-0.1% | $94,015+41.7% |
| Participation rate | 94.6% | 63.4%+31.2pp | 72.8%+21.7pp | 70.8%+23.8pp |
| Annual return | 3.97% | 16.00%-12.0pp | 36.85%-32.9pp | 17.84%-13.9pp |
| Employer contribution / active EE | $4,730 | $1,821+159.8% | $2,853+65.8% | $2,790+69.5% |
| Participant deferral / active EE | $0 | $3,245-100.0% | $4,332-100.0% | $4,249-100.0% |
| Admin fee / account holder | $1,004 | $7,809-87.1% | $14,264-93.0% | $8,951-88.8% |