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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,192 | $73,787+80.5% | $98,716+34.9% | $82,448+61.5% |
| Participation rate | 94.6% | 61.4%+33.2pp | 69.3%+25.3pp | 68.1%+26.5pp |
| Annual return | 3.97% | 18.57%-14.6pp | 31.81%-27.8pp | 41.64%-37.7pp |
| Employer contribution / active EE | $4,730 | $1,511+213.0% | $2,279+107.6% | $2,551+85.4% |
| Participant deferral / active EE | $0 | $3,081-100.0% | $4,048-100.0% | $4,139-100.0% |
| Admin fee / account holder | $1,004 | $6,500-84.5% | $8,703-88.5% | $7,234-86.1% |