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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,192 | $76,834+73.3% | $108,359+22.9% | $87,485+52.2% |
| Participation rate | 94.6% | 61.7%+32.9pp | 70.1%+24.5pp | 68.9%+25.7pp |
| Annual return | 3.97% | 19.09%-15.1pp | 36.89%-32.9pp | 26.06%-22.1pp |
| Employer contribution / active EE | $4,730 | $1,556+203.9% | $2,399+97.1% | $2,596+82.2% |
| Participant deferral / active EE | $0 | $3,100-100.0% | $4,137-100.0% | $4,274-100.0% |
| Admin fee / account holder | $1,004 | $6,537-84.6% | $9,741-89.7% | $7,775-87.1% |