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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,125 | $86,922-0.9% | $102,438-15.9% | $80,874+6.5% |
| Participation rate | 78.4% | 72.4%+6.0pp | 76.5%+1.9pp | 67.6%+10.8pp |
| Annual return | 12.68% | 18.90%-6.2pp | 29.37%-16.7pp | 35.62%-22.9pp |
| Employer contribution / active EE | $1,043 | $2,369-56.0% | $3,024-65.5% | $2,756-62.1% |
| Participant deferral / active EE | $4,378 | $4,119+6.3% | $5,054-13.4% | $4,297+1.9% |
| Admin fee / account holder | $1,781 | $8,050-77.9% | $9,448-81.2% | $6,935-74.3% |