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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,571 | $110,379-81.4% | $102,412-79.9% | $145,884-85.9% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.5%+15.5pp | 80.3%+9.7pp |
| Annual return | 16.27% | 24.84%-8.6pp | 24.94%-8.7pp | 551.85%-535.6pp |
| Employer contribution / active EE | $3,984 | $4,216-5.5% | $3,870+2.9% | $4,662-14.6% |
| Participant deferral / active EE | $4,864 | $5,622-13.5% | $5,060-3.9% | $6,690-27.3% |
| Admin fee / account holder | $472 | $9,745-95.2% | $8,388-94.4% | $13,392-96.5% |