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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $646,983 | $106,749+506.1% | $145,433+344.9% | $82,448+684.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 14.03% | 27.59%-13.6pp | 66.58%-52.5pp | 41.64%-27.6pp |
| Employer contribution / active EE | $13,950 | $3,444+305.0% | $4,554+206.3% | $2,551+446.9% |
| Participant deferral / active EE | $15,582 | $6,519+139.0% | $7,897+97.3% | $4,139+276.4% |
| Admin fee / account holder | $31,937 | $8,390+280.7% | $13,129+143.3% | $7,234+341.5% |