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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,387 | $100,194-43.7% | $122,979-54.1% | $86,983-35.2% |
| Participation rate | 78.5% | 73.0%+5.5pp | 77.2%+1.3pp | 69.5%+8.9pp |
| Annual return | 16.38% | 16.47%-0.1pp | 20.12%-3.7pp | 25.83%-9.5pp |
| Employer contribution / active EE | $5,083 | $2,326+118.6% | $3,062+66.0% | $2,584+96.7% |
| Participant deferral / active EE | $2,671 | $4,133-35.4% | $5,003-46.6% | $4,194-36.3% |
| Admin fee / account holder | $3,056 | $10,148-69.9% | $12,864-76.2% | $7,856-61.1% |