Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,971 | $65,084-46.3% | $67,681-48.3% | $64,340-45.6% |
| Participation rate | 37.1% | 66.7%-29.6pp | 73.7%-36.6pp | 55.2%-18.1pp |
| Annual return | 8.03% | 20.50%-12.5pp | 590.58%-582.6pp | 24.14%-16.1pp |
| Employer contribution / active EE | $1,454 | $2,398-39.4% | $2,678-45.7% | $1,862-21.9% |
| Participant deferral / active EE | $1,835 | $3,210-42.8% | $3,976-53.8% | $2,980-38.4% |
| Admin fee / account holder | $2,104 | $1,415+48.7% | $6,100-65.5% | $3,703-43.2% |