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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,324 | $159,934+14.0% | $147,005+24.0% | $145,959+24.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.33% | 98.24%-83.9pp | 418.76%-404.4pp | 561.95%-547.6pp |
| Employer contribution / active EE | $10,634 | $5,287+101.1% | $4,934+115.5% | $4,661+128.2% |
| Participant deferral / active EE | $9,140 | $8,427+8.5% | $8,070+13.3% | $6,689+36.7% |
| Admin fee / account holder | $3,719 | $15,053-75.3% | $13,006-71.4% | $13,398-72.2% |