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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,888 | $146,267-44.7% | $197,124-59.0% | $82,448-1.9% |
| Participation rate | 91.7% | 84.0%+7.7pp | 86.7%+5.0pp | 68.1%+23.6pp |
| Annual return | 12.14% | 29.61%-17.5pp | 44.34%-32.2pp | 41.64%-29.5pp |
| Employer contribution / active EE | $4,207 | $4,723-10.9% | $6,227-32.4% | $2,551+64.9% |
| Participant deferral / active EE | $4,230 | $7,035-39.9% | $9,135-53.7% | $4,139+2.2% |
| Admin fee / account holder | $6,065 | $14,422-57.9% | $16,298-62.8% | $7,234-16.2% |