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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,266 | $52,353+22.8% | $120,225-46.5% | $82,448-22.1% |
| Participation rate | 98.7% | 58.3%+40.4pp | 69.6%+29.1pp | 68.1%+30.6pp |
| Annual return | 16.40% | 61.85%-45.4pp | 439.23%-422.8pp | 41.64%-25.2pp |
| Employer contribution / active EE | $1,770 | $1,510+17.2% | $3,475-49.1% | $2,551-30.6% |
| Participant deferral / active EE | $6,332 | $2,627+141.0% | $3,999+58.3% | $4,139+53.0% |
| Admin fee / account holder | $7,017 | $4,363+60.8% | $5,696+23.2% | $7,234-3.0% |