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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,931 | $89,259-20.5% | $107,187-33.8% | $82,637-14.2% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 13.23% | 21.02%-7.8pp | 204.55%-191.3pp | 53.51%-40.3pp |
| Employer contribution / active EE | $7,964 | $3,080+158.6% | $3,782+110.6% | $2,552+212.0% |
| Participant deferral / active EE | $532 | $4,037-86.8% | $5,096-89.6% | $4,126-87.1% |
| Admin fee / account holder | $6,304 | $7,381-14.6% | $9,162-31.2% | $7,339-14.1% |