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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,771 | $149,040-23.7% | $120,225-5.4% | $137,256-17.1% |
| Participation rate | 54.5% | 75.4%-20.9pp | 69.6%-15.0pp | 80.0%-25.4pp |
| Annual return | 11.97% | 605.68%-593.7pp | 439.23%-427.3pp | 220.34%-208.4pp |
| Employer contribution / active EE | $922 | $4,350-78.8% | $3,475-73.5% | $4,156-77.8% |
| Participant deferral / active EE | $2,264 | $4,655-51.4% | $3,999-43.4% | $6,407-64.7% |
| Admin fee / account holder | $1 | $6,348-100.0% | $5,696-100.0% | $12,270-100.0% |