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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,046 | $201,370-25.5% | $184,256-18.6% | $145,897+2.8% |
| Participation rate | 93.3% | 87.5%+5.8pp | 86.8%+6.5pp | 80.3%+13.0pp |
| Annual return | 6.31% | 29.05%-22.7pp | 28.85%-22.5pp | 552.29%-546.0pp |
| Employer contribution / active EE | $1,561 | $7,024-77.8% | $6,427-75.7% | $4,663-66.5% |
| Participant deferral / active EE | $3,240 | $9,808-67.0% | $9,133-64.5% | $6,689-51.6% |
| Admin fee / account holder | $56,347 | $16,364+244.3% | $13,899+305.4% | $13,390+320.8% |