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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,075 | $56,431-68.0% | $130,788-86.2% | $87,485-79.3% |
| Participation rate | 72.4% | 58.9%+13.5pp | 70.1%+2.3pp | 68.9%+3.5pp |
| Annual return | 11.07% | 91.27%-80.2pp | 386.44%-375.4pp | 26.06%-15.0pp |
| Employer contribution / active EE | $0 | $1,549-100.0% | $3,558-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,447 | $2,749-11.0% | $4,137-40.9% | $4,274-42.7% |
| Admin fee / account holder | $5,765 | $4,433+30.0% | $6,673-13.6% | $7,775-25.9% |