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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,075 | $52,353-65.5% | $120,225-85.0% | $82,448-78.1% |
| Participation rate | 72.4% | 58.3%+14.1pp | 69.6%+2.8pp | 68.1%+4.3pp |
| Annual return | 11.07% | 61.85%-50.8pp | 439.23%-428.2pp | 41.64%-30.6pp |
| Employer contribution / active EE | $0 | $1,510-100.0% | $3,475-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,447 | $2,627-6.9% | $3,999-38.8% | $4,139-40.9% |
| Admin fee / account holder | $5,765 | $4,363+32.1% | $5,696+1.2% | $7,234-20.3% |