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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,075 | $65,961-72.6% | $180,320-90.0% | $94,015-80.8% |
| Participation rate | 72.4% | 61.3%+11.2pp | 71.5%+0.9pp | 70.8%+1.6pp |
| Annual return | 11.07% | 14.27%-3.2pp | 778.54%-767.5pp | 17.84%-6.8pp |
| Employer contribution / active EE | $0 | $1,737-100.0% | $4,108-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $2,447 | $3,003-18.5% | $4,304-43.2% | $4,249-42.4% |
| Admin fee / account holder | $5,765 | $4,901+17.6% | $10,000-42.4% | $8,951-35.6% |