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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,409 | $225,673+14.1% | $203,872+26.3% | $155,188+65.9% |
| Participation rate | 86.4% | 80.3%+6.1pp | 77.8%+8.6pp | 80.8%+5.6pp |
| Annual return | 6.66% | 95.91%-89.2pp | 85.11%-78.4pp | 148.84%-142.2pp |
| Employer contribution / active EE | $5,569 | $4,099+35.9% | $3,757+48.2% | $4,248+31.1% |
| Participant deferral / active EE | $11,881 | $6,893+72.4% | $6,388+86.0% | $6,531+81.9% |
| Admin fee / account holder | $76,719 | $12,327+522.4% | $11,730+554.0% | $14,480+429.8% |