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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,228 | $239,571+70.4% | $183,328+122.7% | $137,256+197.4% |
| Participation rate | 0.0% | 82.4%-82.4pp | 77.3%-77.3pp | 80.0%-80.0pp |
| Annual return | 13.81% | 35.69%-21.9pp | 29.67%-15.9pp | 220.34%-206.5pp |
| Employer contribution / active EE | $27,946 | $6,148+354.6% | $5,055+452.8% | $4,156+572.4% |
| Participant deferral / active EE | $12,259 | $7,995+53.3% | $6,795+80.4% | $6,407+91.3% |
| Admin fee / account holder | $16,807 | $30,059-44.1% | $21,427-21.6% | $12,270+37.0% |