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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,043 | $157,829-21.4% | $136,867-9.4% | $198,609-37.5% |
| Participation rate | 66.7% | 77.2%-10.5pp | 74.5%-7.9pp | 82.4%-15.7pp |
| Annual return | 6.50% | 51.25%-44.7pp | 42.97%-36.5pp | 202.70%-196.2pp |
| Employer contribution / active EE | $5,500 | $3,923+40.2% | $3,547+55.1% | $5,055+8.8% |
| Participant deferral / active EE | $9,775 | $5,463+78.9% | $4,924+98.5% | $6,977+40.1% |
| Admin fee / account holder | $99,373 | $11,107+794.7% | $10,340+861.0% | $19,030+422.2% |