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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,010 | $166,268+7.7% | $165,100+8.4% | $145,897+22.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.00% | 100.52%-85.5pp | 70.21%-55.2pp | 552.29%-537.3pp |
| Employer contribution / active EE | $0 | $5,284-100.0% | $4,348-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $8,694 | $6,964+24.8% | $6,035+44.1% | $6,689+30.0% |
| Admin fee / account holder | $29,145 | $16,659+74.9% | $12,696+129.6% | $13,390+117.7% |