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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,010 | $166,020+7.8% | $164,866+8.6% | $145,959+22.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.00% | 100.08%-85.1pp | 69.97%-55.0pp | 561.95%-546.9pp |
| Employer contribution / active EE | $0 | $5,275-100.0% | $4,343-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $8,694 | $6,961+24.9% | $6,033+44.1% | $6,689+30.0% |
| Admin fee / account holder | $29,145 | $16,644+75.1% | $12,689+129.7% | $13,398+117.5% |