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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,681 | $72,071+55.0% | $68,368+63.4% | $137,256-18.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 18.84% | 353.14%-334.3pp | 292.57%-273.7pp | 220.34%-201.5pp |
| Employer contribution / active EE | $2,519 | $2,788-9.7% | $2,649-4.9% | $4,156-39.4% |
| Participant deferral / active EE | $2,703 | $4,410-38.7% | $4,123-34.4% | $6,407-57.8% |
| Admin fee / account holder | $2,294 | $5,336-57.0% | $5,150-55.5% | $12,270-81.3% |