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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,568 | $88,754+9.9% | $81,820+19.2% | $145,877-33.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 28.22% | 1031.77%-1003.5pp | 777.93%-749.7pp | 551.28%-523.1pp |
| Employer contribution / active EE | $2,730 | $3,085-11.5% | $2,915-6.3% | $4,663-41.4% |
| Participant deferral / active EE | $3,032 | $4,648-34.8% | $4,323-29.9% | $6,691-54.7% |
| Admin fee / account holder | $1,683 | $8,424-80.0% | $7,391-77.2% | $13,402-87.4% |